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2003 Volvo XC90
By ,Senior Associate EditorKermit's BioWrite Kermit

To describe a product as both a Volvo and an SUV seems rather incongruous. Volvos are those staid, safe Swedish cars and SUVs are big, trucky contraptions touted for their off-road capabilities, right? Well, it’s not news that the line between SUVs and passenger cars has been blurring for quite a while as so-called "crossover" vehicles, which try to capture the best of both the car and truck worlds, enter the market. But when Volvo starts making SUVs it seems like a line has been crossed. Luckily for Volvo fans though, the result of the Swedish automaker’s foray into the sport utility realm – the XC90 – has a lot more in common with an S80 than a Ford Explorer.

Indeed, if it wasn’t for the fact that the view through the windshield is markedly higher than that of a sedan, you could easily mistake the sophisticated interior of the XC90 for that of a luxury car. The simple design line of the dashboard and instrument binnacle and use of wood accents create an upscale feel. And the button-encrusted center console puts sound system and HVAC controls within easy reach, without making things seem too busy.

But the star of the interior resides in the back, not the front. The main driving force behind the development of the XC90 is seven-passenger capability housed within compact exterior dimensions. So, Volvo squeezed in two front-facing seats in the rear that are suitable for small kids, though adults would find the lack of legroom objectionable on any but the shortest trips. In the second row seats, the XC90 offers an unique option that should be a hit with parents of small children: the middle seat can be brought forward well past the rest of the row, making the reach to deliver a juice box or wipe a snotty nose a lot shorter.

As you might imagine, Volvo put a lot of thought into safety before entering a market segment that has been plagued by accidents. To offset the higher rollover potential of SUVs, the XC90 is equipped with a Roll Stability Control system that uses gyroscopic sensors to measure the vehicle’s roll speed and angle. If a potential rollover risk is determined, the XC90’s Dynamic Stability and Traction Control system kicks in reducing engine power and braking one or more wheels to induce understeer and regain stability. If the worst does happen, the roof of the SUV has been reinforced with high-strength Boron steel, and all three rows are equipped with seat belt pretensioners and side curtain airbags. (Volvo pointedly says that though other SUV makers also talk about the third row being mainly for kids, it is the first to offer curtain airbags for them.)

Driving on the highways and the back roads of Napa Valley, the XC90 felt every bit as solid and smooth as the cars that share many of its underpinnings. Steering was precise and the vehicle took sharp corners without any pronounced body roll. While not designed for serious off-roading (yeah, like the vast majority of SUV owners go off-road anyway), the XC90 absorbed the ruts and potholes of poorly maintained rural roads without transmitting much discomfort to either the driver or passenger. The XC90 comes with either a 208-hp inline five-cylinder engine, or an inline six with twin turbochargers that adds 60 hp. Both offer plenty of power, but, surprisingly, the six-cylinder does not feel significantly more potent than the five, though that might not be the case with a full load of passengers and gear.

Volvo is clearly shooting for the affluent Boomer market with the XC90. It estimates that the median household income for XC90 buyer will be around $145,000, which falls almost exactly in the middle between Lexus RX300 owners and BMW X5 owners. Prices start at $33,975 for the 5-cylinder FWD version and top out at $42,225 for all the bells and whistles. A $2,575 Premium package gets you things like leather, a 6-CD in-dash player and a power moonroof. To get the third row seats you have to buy the Versatility Package for $1,675, and you can only get that if you have already selected the Premium package, which means the cheapest 7-passenger XC90 is $38,225.

Bottom line: with the XC90 Volvo has created an SUV that addresses the safety and carrying capacity concerns that most sport utility owners say they need, while giving them the trendy image they feel they can’t get from a station wagon, or, egad, a minivan.